GS Mortgage Securities Trust 2020-GC47

Tranches, pool and monthly delinquency indicator for GS Mortgage Securities Trust 2020-GC47.

Data as of loan data through September 2026; ratings as held in the dataset at build

Current pool balance: $765.4M (September 2026)
Original pool balance: $771.9M
Loans at issuance: 68
Closing date: 2020-05-21
Weighted average coupon at issuance: 3.54%
Weighted average LTV at issuance: 42.2%
30+ delinquent (latest): 0.00%
Realized stress score: 25.1
Net rating change since issuance: +0.00 notches

Tranches

Class	Original balance	Credit support (computed)	Coupon	CUSIP	Fitch	KBRA	S&P	Moody's	DBRS
A-1	$3.7M	99.50%	1.359% fixed	36258RAY9	PIF	WR	NR	not yet reported	not yet reported
A-4	$190.0M	73.59%	2.124% fixed	36258RAZ6	AAA	AAA	AAA (sf)	not yet reported	not yet reported
A-5	$310.7M	31.21%	2.377% fixed	36258RBA0	AAA	AAA	AAA (sf)	not yet reported	not yet reported
A-AB	$8.9M	30.00%	2.316% fixed	36258RBB8	AAA	AAA	AAA (sf)	not yet reported	not yet reported
A-S	$60.5M	21.75%	2.731% fixed	36258RBE2	AAA	AAA	AA- (sf)	not yet reported	not yet reported
B	$35.7M	16.88%	3.571% floating	36258RBF9	AA-	AA-	NR	not yet reported	not yet reported
C	$33.0M	12.38%	3.571% floating	36258RBG7	A-	A-	NRprelim	not yet reported	not yet reported
D	$22.9M	9.25%	3.571% floating	36258RAA1	BBB	BBB	NRprelim	not yet reported	not yet reported
E	$17.4M	6.88%	2.571% floating	36258RAE3	BBB-	BBB-	NRprelim	not yet reported	not yet reported
F	$13.7M	5.00%	2.571% floating	36258RAJ2	BB-	BB-	NRprelim	not yet reported	not yet reported
G	$7.3M	4.00%	2.571% floating	36258RAN3	B-	B-	NRprelim	not yet reported	not yet reported
H	$29.3M	0.00%	3.571% floating	36258RAS2	not yet reported	not yet reported	NRprelim	not yet reported	not yet reported
R	not yet reported	not yet reported	not yet reported	36258RAU7	not yet reported	not yet reported	not yet reported	not yet reported	not yet reported
X-A	$573.8M	Interest only	1.247% floating	36258RBC6	AAA	AAA	AA- (sf)	not yet reported	not yet reported
X-E	$17.4M	Interest only	1.000% fixed	36258RAG8	BBB-	BBB-	NR	not yet reported	not yet reported
X-F	$13.7M	Interest only	1.000% fixed	36258RAL7	BB-	BB-	NR	not yet reported	not yet reported
X-G	$7.3M	Interest only	1.000% fixed	36258RAQ6	B-	B-	NR	not yet reported	not yet reported

Credit support is computed from the class stack order in the prospectus: the share of the deal's principal balance in classes junior to the class. Interest-only classes carry a notional balance and no principal support figure. Ratings are the latest held in the dataset for each class and agency; NR means the agency shows the class as not rated, WR that the rating was withdrawn, PIF that the class has been paid in full. Any other status value is shown exactly as the agency reports it. A + after a CUSIP marks a class with companion CUSIPs in the dataset.

Pool at issuance

Loans	68
Original loan balance	$938.4M
Weighted average coupon	3.54%
Weighted average LTV	42.2%
Median loan LTV	62.4%
Full-term interest only (share of balance)	78.3%
Balloon loans (share of balance)	100.0%
Largest loan (share of balance)	6.4%
Five largest loans (share of balance)	28.9%
Occupancy at issuance (weighted average)	93.6%

Realized outcomes

Months reported	76
Peak 30+ delinquency	6.71% (October 2025)
Ever severe (share of original balance)	1.16%
Ever modified (share of original balance)	0.00%
Past scheduled maturity (share of original balance)	0.00%
Non-performing matured (share of original balance)	17.21%
Maximum servicer advances (share of balance)	0.04%
Median DSCR, first year	2.05
Median DSCR, latest	2.18
Realized stress score	25.1

Property types

Property type	Original balance	Share of pool
Office	$241.5M	25.7%
Multifamily	$182.0M	19.4%
Mixed use	$138.8M	14.8%
Retail	$98.5M	10.5%
Industrial	$81.4M	8.7%
Self storage	$71.8M	7.6%
Lodging	$8.5M	0.9%
Manufactured housing	$6.2M	0.7%

Property type is reported for 88.3% of the pool balance; shares are of the full pool.

Largest loans

Property	Location	Original balance	Share of pool	Coupon	Originated
Saban Self Storage Portfolio	not yet reported	$60.0M	6.4%	3.22%	2020
Moffett Towers Buildings A, B & C	CA	$60.0M	6.4%	3.49%	2020
Chicagoland Industrial Portfolio	IL	$51.2M	5.5%	3.62%	2020
711 FIFTH AVENUE	New York, NY	$50.0M	5.3%	3.16%	2020
CITY NATIONAL PLAZA	Los Angeles, CA	$50.0M	5.3%	2.44%	2020

Delinquency and stress indicator

▬ 30+ days delinquent · ▬ Distressed (90+, foreclosure, REO, non-performing matured)

Monthly shares of the deal's reported balance, from the deal indicator series in the dataset. Months in which fewer than half of the reported loans carry a delinquency status code are not plotted.

Ratings

Classes with a CUSIP	17 of 17
Classes with a current rating in the dataset	16 of 17
Net rating change since issuance	+0.00 notches (balance-weighted)
Delinquency threshold crossed	Not crossed in the dataset
First downgrade	None recorded

Sources: SEC Form ABS-EE asset-level reports, Form 10-D distribution reports and the deal prospectus; rating histories published under SEC Rule 17g-7(b) and agency releases. Definitions are in the methods note on the market page.