Wells Fargo Commercial Mortgage Trust 2020-C55

Tranches, pool and monthly delinquency indicator for Wells Fargo Commercial Mortgage Trust 2020-C55.

Data as of loan data through September 2026; ratings as held in the dataset at build

Current pool balance: $962.8M (February 2020)
Original pool balance: $962.8M
Loans at issuance: 66
Closing date: 2008-01-01
Weighted average coupon at issuance: 3.95%
Weighted average LTV at issuance: 44.7%
30+ delinquent (latest): 0.00%
Realized stress score: 0.0
Net rating change since issuance: +0.09 notches

Tranches

Class	Original balance	Credit support (computed)	Coupon	CUSIP	Fitch	KBRA	S&P	Moody's	DBRS
A-1	$20.3M	97.89%	1.856% fixed	95002EAW7	PIF	WR	not yet reported	WR	not yet reported
A-2	$18.2M	96.00%	2.766% fixed	95002EAX5	AAA	AAA	not yet reported	Aaa	not yet reported
A-3	$24.3M	93.48%	2.462% fixed	95002EAY3	AAA	AAA	not yet reported	Aaa	not yet reported
A-4	$182.9M	74.48%	2.474% fixed	95002EBA4	AAA	AAA	not yet reported	Aaa	not yet reported
A-5	$395.9M	33.36%	2.725% fixed	95002EBB2	AAA	AAA	not yet reported	Aaa	not yet reported
A-S	$96.3M	23.36%	2.937% fixed	95002EBC0	AAA	AAA	not yet reported	Aa2	not yet reported
A-SB	$32.3M	20.00%	2.651% fixed	95002EAZ0	AAA	AAA	not yet reported	Aaa	not yet reported
B	$44.5M	15.38%	3.139% fixed	95002EBD8	AA-	AA-	not yet reported	not yet reported	not yet reported
C	$37.3M	11.50%	3.542% floating (WAC)	95002EBE6	A-	A-	not yet reported	not yet reported	not yet reported
D	$25.3M	8.88%	2.500% fixed	95002EAA5	BBB	BBB	not yet reported	not yet reported	not yet reported
E	$20.5M	6.75%	2.500% fixed	95002EAC1	BB-	BB+	not yet reported	not yet reported	not yet reported
F	$20.5M	4.63%	2.587% fixed	95002EAE7	B-	B-	not yet reported	not yet reported	not yet reported
G	$9.6M	3.63%	2.587% fixed	95002EAG2	CCC	CCC	not yet reported	not yet reported	not yet reported
H-RR	$34.9M	0.00%	3.933% floating (WAC)	95002EAJ6	not yet reported	not yet reported	not yet reported	not yet reported	not yet reported
R	not yet reported	not yet reported	not yet reported	95002EAU1	not yet reported	not yet reported	not yet reported	not yet reported	not yet reported
V	not yet reported	not yet reported	not yet reported	95002EAS6	not yet reported	not yet reported	not yet reported	not yet reported	not yet reported
X-A	$674.0M	Interest only	1.314% floating	95002EBF3	AAA	AAA	not yet reported	Aaa	not yet reported
X-B	$178.1M	Interest only	0.818% floating	95002EBG1	A-	AAA	not yet reported	not yet reported	not yet reported
X-D	$45.7M	Interest only	1.433% floating	95002EAL1	BB-	BB+	not yet reported	not yet reported	not yet reported
X-F	$20.5M	Interest only	1.345% floating	95002EAN7	B-	B-	not yet reported	not yet reported	not yet reported
X-G	$9.6M	Interest only	1.345% floating	95002EAQ0	CCC	CCC	not yet reported	not yet reported	not yet reported

Credit support is computed from the class stack order in the prospectus: the share of the deal's principal balance in classes junior to the class. Interest-only classes carry a notional balance and no principal support figure. Ratings are the latest held in the dataset for each class and agency; NR means the agency shows the class as not rated, WR that the rating was withdrawn, PIF that the class has been paid in full. Any other status value is shown exactly as the agency reports it. A + after a CUSIP marks a class with companion CUSIPs in the dataset.

Pool at issuance

Loans	66
Original loan balance	$963.2M
Weighted average coupon	3.95%
Weighted average LTV	44.7%
Median loan LTV	62.7%
Full-term interest only (share of balance)	63.7%
Balloon loans (share of balance)	100.0%
Largest loan (share of balance)	8.6%
Five largest loans (share of balance)	28.2%
Occupancy at issuance (weighted average)	92.6%

Realized outcomes

Months reported	1
Peak 30+ delinquency	0.00% (February 2020)
Ever severe (share of original balance)	0.00%
Ever modified (share of original balance)	0.00%
Past scheduled maturity (share of original balance)	0.00%
Non-performing matured (share of original balance)	0.00%
Maximum servicer advances (share of balance)	0.00%
Median DSCR, first year	not yet reported
Median DSCR, latest	not yet reported
Realized stress score	0.0

Property types

Property type	Original balance	Share of pool
Office	$252.9M	26.3%
Retail	$222.3M	23.1%
Lodging	$141.2M	14.7%
Multifamily	$138.1M	14.3%
Mixed use	$65.5M	6.8%
Self storage	$56.5M	5.9%
Other (code 98)	$45.6M	4.7%
Industrial	$33.0M	3.4%
Manufactured housing	$8.3M	0.9%

Property type is reported for 100.0% of the pool balance; shares are of the full pool.

Largest loans

Property	Location	Original balance	Share of pool	Coupon	Originated
Kings Plaza	Brooklyn, NY	$82.9M	8.6%	3.36%	2019
1633 Broadway	New York, NY	$70.0M	7.3%	2.99%	2019
650 Madison Avenue	New York, NY	$40.0M	4.2%	3.49%	2019
F5 Tower	Seattle, WA	$40.0M	4.2%	3.70%	2019
Silver City Plaza	Las Vegas, NV	$38.5M	4.0%	4.15%	2019

Delinquency and stress indicator

▬ 30+ days delinquent · ▬ Distressed (90+, foreclosure, REO, non-performing matured)

Monthly shares of the deal's reported balance, from the deal indicator series in the dataset. Months in which fewer than half of the reported loans carry a delinquency status code are not plotted.

Ratings

Classes with a CUSIP	21 of 21
Classes with a current rating in the dataset	18 of 21
Net rating change since issuance	+0.09 notches (balance-weighted)
Delinquency threshold crossed	Not crossed in the dataset
First downgrade	None recorded

Sources: SEC Form ABS-EE asset-level reports, Form 10-D distribution reports and the deal prospectus; rating histories published under SEC Rule 17g-7(b) and agency releases. Definitions are in the methods note on the market page.