← Bank 2022-BNK44 · Loan annex · CMBS market
- Deal
- Bank 2022-BNK44
- Current balance
- $13.0M (September 2026)
- Share of deal
- 1.3%
- Status
- 90+ days delinquent
- DSCR (latest)
- 1.65
- Occupancy (latest)
- 100%
- Scheduled maturity
- 2032-09-11
Property and terms
| Property | DEL RAY II MHP |
| Address | 5600 MT. SOLO ROAD; Longview, WA 98632 |
| Property type | Manufactured housing |
| Units, beds or keys | 114 |
| Net rentable square feet | not yet reported |
| Year built | 1966 |
| Year last renovated | not yet reported |
| Original balance | $13.0M |
| Current balance | $13.0M (September 2026) |
| Share of deal balance | 1.3% |
| Interest rate at origination | 5.81% |
| Current interest rate | 5.81% |
| Origination date | 08-18-2022 |
| Original term | 120 months |
| Amortization term | 360 months |
| Interest-only period | 60 months |
| Scheduled maturity | 2032-09-11 |
| Prepayment lockout end | 06-10-2032 |
| Yield maintenance end | not yet reported |
| Servicer | Trimont LLC |
| Loan servicer | not yet reported |
| Originator | WFB |
| Current status | 90+ days delinquent |
| Specially serviced now | Yes |
| Defeased | No |
Valuation
| Basis | Amount | Date | Source (as filed) |
|---|---|---|---|
| At securitization | $21.8M | 04-21-2022 | MAI |
| Most recent reported | $16.0M | 2025-11-20 | MAI |
Change from securitization to the most recent reported valuation: -26.8%.
Monthly history
| Month | Balance | Status | Rate | DSCR (NCF) | DSCR (NOI) | Occupancy | Advances | Financial period end | Revenue | Expenses | NOI | NCF |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| November 2022 | $13.0M | Current | 5.81% | 1.35 | 1.35 | 100% | $0 | 07-31-2022 | $1.4M | $155,894 | $1.2M | $1.2M |
| December 2022 | $13.0M | Current | 5.81% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| January 2023 | $13.0M | Current | 5.81% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| February 2023 | $13.0M | Current | 5.81% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| March 2023 | $13.0M | Current | 5.81% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| April 2023 | $13.0M | Current | 5.81% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| May 2023 | $13.0M | Current | 5.81% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| June 2023 | $13.0M | Current | 5.81% | 1.88 | 1.88 | 100% | $0 | 03-31-2023 | $424,510 | $69,889 | $354,621 | $354,365 |
| July 2023 | $13.0M | Current | 5.81% | 1.88 | 1.88 | 100% | $0 | 03-31-2023 | $424,510 | $69,889 | $354,621 | $354,365 |
| August 2023 | $13.0M | Current | 5.81% | 1.88 | 1.88 | 100% | $0 | 03-31-2023 | $424,510 | $69,889 | $354,621 | $354,365 |
| September 2023 | $13.0M | Current | 5.81% | 1.88 | 1.88 | 100% | $0 | 03-31-2023 | $424,510 | $69,889 | $354,621 | $354,365 |
| October 2023 | $13.0M | Current | 5.81% | 1.88 | 1.88 | 100% | $0 | 03-31-2023 | $424,510 | $69,889 | $354,621 | $354,365 |
| November 2023 | $12.1M | Current | 3.86% | 2.46 | 2.65 | 100% | $0 | 03-31-2023 | $14.1M | $2.7M | $11.4M | $10.6M |
| December 2023 | $13.0M | Current | 5.81% | 1.88 | 1.88 | 100% | $0 | 03-31-2023 | $424,510 | $69,889 | $354,621 | $354,365 |
| January 2024 | $13.0M | Current | 5.81% | 1.55 | 1.55 | 100% | $0 | 09-30-2023 | $1.1M | $211,490 | $890,019 | $889,250 |
| February 2024 | $12.1M | Current | 3.86% | 2.36 | 2.54 | 100% | $0 | 09-30-2023 | $54.8M | $10.4M | $44.4M | $41.1M |
| March 2024 | $13.0M | Current | 5.81% | 1.55 | 1.55 | 100% | $0 | 09-30-2023 | $1.1M | $211,490 | $890,019 | $889,250 |
| April 2024 | $13.0M | Current | 5.81% | 1.55 | 1.55 | 100% | $0 | 09-30-2023 | $1.1M | $211,490 | $890,019 | $889,250 |
| May 2024 | $13.0M | Current | 5.81% | 1.32 | 1.32 | 100% | $0 | 12-31-2023 | $1.5M | $284,644 | $1.2M | $1.2M |
| June 2024 | $13.0M | Current | 5.81% | 1.32 | 1.32 | 100% | $0 | 12-31-2023 | $1.5M | $284,644 | $1.2M | $1.2M |
| July 2024 | $13.0M | Current | 5.81% | 1.51 | 1.51 | 100% | $0 | 03-31-2024 | $393,451 | $105,013 | $288,438 | $288,181 |
| August 2024 | $13.0M | Current | 5.81% | 1.57 | 1.57 | 100% | $0 | 06-30-2024 | $748,045 | $146,010 | $602,035 | $601,522 |
| September 2024 | $13.0M | Current | 5.81% | 1.57 | 1.57 | 100% | $0 | 06-30-2024 | $748,045 | $146,010 | $602,035 | $601,522 |
| October 2024 | $13.0M | Current | 5.81% | 1.57 | 1.57 | 100% | $0 | 06-30-2024 | $748,045 | $146,010 | $602,035 | $601,522 |
| November 2024 | $13.0M | Current | 5.81% | 1.57 | 1.57 | 100% | $0 | 06-30-2024 | $748,045 | $146,010 | $602,035 | $601,522 |
| December 2024 | $13.0M | Current | 5.81% | 1.65 | 1.65 | 100% | $0 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| January 2025 | $13.0M | Current | 5.81% | 1.65 | 1.65 | 100% | $0 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| February 2025 | $13.0M | Current | 5.81% | 1.65 | 1.65 | 100% | $0 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| March 2025 | $13.0M | Matured balloon, non-performing | 5.81% | 1.65 | 1.65 | 100% | $58,655 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| April 2025 | $13.0M | Matured balloon, non-performing | 5.81% | 1.65 | 1.65 | 100% | $64,939 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| May 2025 | $13.0M | 30-59 days delinquent | 5.81% | 1.65 | 1.65 | 100% | $127,783 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| June 2025 | $13.0M | 60-89 days delinquent | 5.81% | 1.65 | 1.65 | 100% | $192,722 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| July 2025 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $255,566 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| August 2025 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $320,505 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| September 2025 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $385,444 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| October 2025 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $448,288 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| November 2025 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $513,227 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| December 2025 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $576,071 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| January 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $641,010 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| February 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $705,949 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| March 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $764,604 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| April 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $829,543 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| May 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $892,387 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| June 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $957,326 | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| July 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $1.0M | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| August 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $1.1M | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
| September 2026 | $13.0M | 90+ days delinquent | 5.81% | 1.65 | 1.65 | 100% | $1.2M | 09-30-2024 | $1.2M | $205,084 | $951,537 | $950,767 |
Revenue, expenses, net operating income (NOI) and net cash flow (NCF) are the most recent financials reported as of each month, for the financial period ending on the date shown. DSCR is debt service coverage on the net cash flow and net operating income bases as reported.
Status timeline
| Date | Event |
|---|---|
| May 2025 | First reported 30 or more days delinquent |
| 2025-07-17 | Transferred to the special servicer |
Sources: SEC Form ABS-EE asset-level reports for the deal. Definitions are in the methods note on the market page.