← BMO 2025-5C12 Mortgage Trust · Loan annex · CMBS market
- Deal
- BMO 2025-5C12 Mortgage Trust
- Current balance
- $25.0M (September 2026)
- Share of deal
- 3.9%
- Status
- Current
- DSCR (latest)
- 2.03
- Occupancy (latest)
- 81%
- Scheduled maturity
- 2030-10-06
Property and terms
| Property | Philadelphia Design and Distribution Center |
| Address | 4700 Wissahickon Avenue a/k/a 4422-88 Wissahickon Avenue; Philadelphia, PA 19144 |
| Property type | Mixed use |
| Units, beds or keys | not yet reported |
| Net rentable square feet | 677,766 |
| Year built | 1926 |
| Year last renovated | 2006 |
| Original balance | $25.0M |
| Current balance | $25.0M (September 2026) |
| Share of deal balance | 3.9% |
| Interest rate at origination | 5.95% |
| Current interest rate | 5.95% |
| Origination date | 09-09-2025 |
| Original term | 60 months |
| Amortization term | not yet reported |
| Interest-only period | 60 months |
| Scheduled maturity | 2030-10-06 |
| Prepayment lockout end | 04-05-2030 |
| Yield maintenance end | not yet reported |
| Servicer | Midland Loan Services |
| Loan servicer | not yet reported |
| Originator | Bank of Montreal |
| Current status | Current |
| Specially serviced now | No |
| Defeased | No |
Valuation
| Basis | Amount | Date | Source (as filed) |
|---|---|---|---|
| At securitization | $45.0M | 07-28-2025 | MAI |
| Most recent reported | $45.0M | 2025-07-28 | MAI |
Change from securitization to the most recent reported valuation: 0.0%.
Largest tenants
| Tenant | Square feet | Lease expiration |
|---|---|---|
| Resources for Human | 98,156 | 09-30-2026 |
| Southeastern Pennsyl | 88,509 | 07-31-2030 |
| Wissahickon Charter | 53,889 | 07-31-2033 |
The three largest tenants as reported in the latest asset-level record.
Monthly history
| Month | Balance | Status | Rate | DSCR (NCF) | DSCR (NOI) | Occupancy | Advances | Financial period end | Revenue | Expenses | NOI | NCF |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| October 2025 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| November 2025 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| December 2025 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| January 2026 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| February 2026 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| March 2026 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| April 2026 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| May 2026 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| June 2026 | $25.0M | Current | 5.95% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| July 2026 | $25.0M | Current | 5.95% | 2.03 | 2.35 | 87% | $0 | 03-31-2026 | $1.6M | $751,488 | $884,338 | $765,729 |
| August 2026 | $25.0M | Current | 5.95% | 2.03 | 2.35 | 87% | $0 | 03-31-2026 | $1.6M | $751,488 | $884,338 | $765,729 |
| September 2026 | $25.0M | Current | 5.95% | 2.03 | 2.35 | 81% | $0 | 03-31-2026 | $1.6M | $751,488 | $884,338 | $765,729 |
Revenue, expenses, net operating income (NOI) and net cash flow (NCF) are the most recent financials reported as of each month, for the financial period ending on the date shown. DSCR is debt service coverage on the net cash flow and net operating income bases as reported.
Sources: SEC Form ABS-EE asset-level reports for the deal. Definitions are in the methods note on the market page.