← BMO 2025-C12 Mortgage Trust · Loan annex · CMBS market
- Deal
- BMO 2025-C12 Mortgage Trust
- Current balance
- $2.7M (September 2026)
- Share of deal
- 0.4%
- Status
- 60-89 days delinquent
- DSCR (latest)
- 0.27
- Occupancy (latest)
- 94%
- Scheduled maturity
- 2035-02-01
Property and terms
| Property | ARBOR GLADE |
| Address | 3140 SOUTHEAST 1ST AVENUE; Ocala, FL 34471 |
| Property type | Multifamily |
| Units, beds or keys | 32 |
| Net rentable square feet | not yet reported |
| Year built | 1976 |
| Year last renovated | 2024 |
| Original balance | $2.7M |
| Current balance | $2.7M (September 2026) |
| Share of deal balance | 0.4% |
| Interest rate at origination | 7.04% |
| Current interest rate | 7.04% |
| Origination date | 01-10-2025 |
| Original term | 120 months |
| Amortization term | not yet reported |
| Interest-only period | 120 months |
| Scheduled maturity | 2035-02-01 |
| Prepayment lockout end | 08-31-2034 |
| Yield maintenance end | not yet reported |
| Servicer | KeyBank National Association |
| Loan servicer | not yet reported |
| Originator | KeyBank National Association |
| Current status | 60-89 days delinquent |
| Specially serviced now | Yes |
| Defeased | No |
Valuation
| Basis | Amount | Date | Source (as filed) |
|---|---|---|---|
| At securitization | $4.1M | 12-02-2024 | MAI |
Monthly history
| Month | Balance | Status | Rate | DSCR (NCF) | DSCR (NOI) | Occupancy | Advances | Financial period end | Revenue | Expenses | NOI | NCF |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| June 2025 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| July 2025 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| August 2025 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| September 2025 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| October 2025 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| November 2025 | $2.7M | Matured balloon, non-performing | 7.04% | not yet reported | not yet reported | not yet reported | $16,372 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| December 2025 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| January 2026 | $2.7M | Current | 7.04% | not yet reported | not yet reported | not yet reported | $0 | not yet reported | not yet reported | not yet reported | not yet reported | not yet reported |
| February 2026 | $2.7M | Current | 7.04% | 0.27 | 0.31 | 94% | $0 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| March 2026 | $2.7M | Matured balloon, non-performing | 7.04% | 0.27 | 0.31 | 94% | $14,788 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| April 2026 | $2.7M | Current | 7.04% | 0.27 | 0.31 | 94% | $0 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| May 2026 | $2.7M | Current | 7.04% | 0.27 | 0.31 | 94% | $0 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| June 2026 | $2.7M | Current | 7.04% | 0.27 | 0.31 | 94% | $0 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| July 2026 | $2.7M | Matured balloon, non-performing | 7.04% | 0.27 | 0.31 | 94% | $15,844 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| August 2026 | $2.7M | 30-59 days delinquent | 7.04% | 0.27 | 0.31 | 94% | $32,216 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
| September 2026 | $2.7M | 60-89 days delinquent | 7.04% | 0.27 | 0.31 | 94% | $48,588 | 09-30-2025 | $261,479 | $204,444 | $57,035 | $49,835 |
Revenue, expenses, net operating income (NOI) and net cash flow (NCF) are the most recent financials reported as of each month, for the financial period ending on the date shown. DSCR is debt service coverage on the net cash flow and net operating income bases as reported.
Status timeline
| Date | Event |
|---|---|
| August 2026 | First reported 30 or more days delinquent |
| 2026-08-06 | Transferred to the special servicer |
Sources: SEC Form ABS-EE asset-level reports for the deal. Definitions are in the methods note on the market page.