Kilambi News
Monday, October 19, 2026

Cottage Cove Apartments (BMO 2026-5C14 Mortgage Trust)

Page built October 19, 2026

Property, terms, monthly financial history and surveillance record for a loan in BMO 2026-5C14 Mortgage Trust.

Data as of loan data through September 2026

← BMO 2026-5C14 Mortgage Trust · Loan annex · CMBS market

Deal
BMO 2026-5C14 Mortgage Trust
Current balance
$25.0M (September 2026)
Share of deal
3.3%
Status
Current
DSCR (latest)
not yet reported
Occupancy (latest)
not yet reported
Scheduled maturity
2031-02-06

Property and terms

PropertyCottage Cove Apartments
Address12 Northeast 188th Street; Miami, FL 33179
Property typeMultifamily
Units, beds or keys468
Net rentable square feetnot yet reported
Year built1969
Year last renovated2022
Original balance$25.0M
Current balance$25.0M (September 2026)
Share of deal balance3.3%
Interest rate at origination6.45%
Current interest rate6.45%
Origination date01-26-2026
Original term60 months
Amortization termnot yet reported
Interest-only period60 months
Scheduled maturity2031-02-06
Prepayment lockout end10-05-2030
Yield maintenance endnot yet reported
ServicerTrimont LLC
Loan servicernot yet reported
OriginatorStarwood Mortgage Capital LLC
Current statusCurrent
Specially serviced nowNo
DefeasedNo

Valuation

BasisAmountDateSource (as filed)
At securitization$125.2M12-29-2025MAI
Most recent reported$125.2M2025-12-29MAI

Change from securitization to the most recent reported valuation: 0.0%.

Monthly history

$0$6,750,000$13,500,000$20,250,000$27,000,000
MonthBalanceStatusRateDSCR (NCF)DSCR (NOI)OccupancyAdvancesFinancial period endRevenueExpensesNOINCF
March 2026$25.0MCurrent6.45%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
April 2026$25.0MCurrent6.45%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
May 2026$25.0MMatured balloon, non-performing6.45%not yet reportednot yet reportednot yet reported$60,445not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2026$25.0MCurrent6.45%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2026$25.0MCurrent6.45%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2026$25.0MCurrent6.45%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
September 2026$25.0MCurrent6.45%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported

Revenue, expenses, net operating income (NOI) and net cash flow (NCF) are the most recent financials reported as of each month, for the financial period ending on the date shown. DSCR is debt service coverage on the net cash flow and net operating income bases as reported.

Also filed in other trusts

Loans are sometimes split across trusts (pari passu), and each trust files the loan at its whole-loan amount. A loan with the same property name and origination date is filed in: Wells Fargo Commercial Mortgage Trust 2020-C58 (segment D02, CIK 1827054); Wells Fargo Commercial Mortgage Trust 2020-C58 (segment D02, CIK 1827054); Wells Fargo Commercial Mortgage Trust 2025-5C7 (segment D37, CIK 850779); Wells Fargo Commercial Mortgage Trust 2026-5C8; Wells Fargo Commercial Mortgage Trust 2026-5C8.

Sources: SEC Form ABS-EE asset-level reports for the deal. Definitions are in the methods note on the market page.