Kilambi News
Monday, October 19, 2026

Loan 32 (GS Mortgage Securities Trust 2020-GC45)

Page built October 19, 2026

Property, terms, monthly financial history and surveillance record for a loan in GS Mortgage Securities Trust 2020-GC45.

Data as of loan data through September 2026; ratings as held in the dataset at 2026-10-15

← GS Mortgage Securities Trust 2020-GC45 · Loan annex · CMBS market

Deal
GS Mortgage Securities Trust 2020-GC45
Current balance
$11.1M (September 2026)
Share of deal
0.9%
Status
Current
DSCR (latest)
not yet reported
Occupancy (latest)
not yet reported
Scheduled maturity
2029-11-06

Property and terms

PropertyLoan 32
Addressnot yet reported
Property typeSE
Units, beds or keysnot yet reported
Net rentable square feetnot yet reported
Year built2016
Year last renovatednot yet reported
Original balance$12.6M
Current balance$11.1M (September 2026)
Share of deal balance0.9%
Interest rate at origination4.43%
Current interest rate4.43%
Origination date10-31-2019
Original term120 months
Amortization term360 months
Interest-only periodnot yet reported
Scheduled maturity2029-11-06
Prepayment lockout end08-05-2029
Yield maintenance endnot yet reported
ServicerMidland Loan Services
Loan servicernot yet reported
OriginatorGoldman Sachs Bank USA
Current statusCurrent
Specially serviced nowNo
DefeasedYes

Valuation

BasisAmountDateSource (as filed)
At securitization$17.1M09-19-2019MAI
Most recent reported$17.1M2019-09-19MAI

Change from securitization to the most recent reported valuation: 0.0%.

Monthly history

$0$3,393,321$6,786,641$10,179,962$13,573,28220202021202220232024202520260.00.40.81.21.62021202220232024
MonthBalanceStatusRateDSCR (NCF)DSCR (NOI)OccupancyAdvancesFinancial period endRevenueExpensesNOINCF
January 2020$12.6MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reported$258,384not yet reportednot yet reported
February 2020$12.6MCurrent4.43%not yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reported
March 2020$12.5MCurrent4.43%not yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reported
April 2020$12.5MCurrent4.43%not yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reported
May 2020$12.5MCurrent4.43%not yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2020$12.5MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2020$12.5MCurrent4.43%1.231.28100%$003-31-2020$1.4M$413,889$973,939$933,777
August 2020$12.5MCurrent4.43%1.231.28100%$003-31-2020$1.4M$413,889$973,939$933,777
September 2020$12.4MCurrent4.43%1.231.28100%$003-31-2020$1.4M$413,889$973,939$933,777
October 2020$12.4MCurrent4.43%1.221.27100%$006-30-2020$1.3M$353,532$965,412$925,250
November 2020$12.4MCurrent4.43%1.201.25100%$009-30-2020$1.2M$275,455$949,967$909,805
December 2020$12.4MCurrent4.43%1.201.25100%$009-30-2020$1.2M$275,455$949,967$909,805
January 2021$12.4MCurrent4.43%1.201.25100%$009-30-2020$1.2M$275,455$949,967$909,805
February 2021$12.4MCurrent4.43%1.201.25100%$009-30-2020$1.2M$275,455$949,967$909,805
March 2021$12.3MCurrent4.43%1.311.36100%$012-31-2020$1.3M$308,020$1.0M$996,004
April 2021$12.3MCurrent4.43%1.311.36100%$012-31-2020$1.3M$308,020$1.0M$996,004
May 2021$12.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2021$12.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2021$12.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2021$12.2MCurrent4.43%1.481.54100%$006-30-2021$1.5M$315,162$1.2M$1.1M
September 2021$12.2MCurrent4.43%1.481.54100%$006-30-2021$1.5M$315,162$1.2M$1.1M
October 2021$12.2MCurrent4.43%1.481.54100%$006-30-2021$1.5M$315,162$1.2M$1.1M
November 2021$12.2MCurrent4.43%1.481.54100%$006-30-2021$1.5M$315,162$1.2M$1.1M
December 2021$12.2MCurrent4.43%1.481.54100%$006-30-2021$1.5M$315,162$1.2M$1.1M
January 2022$12.2MCurrent4.43%1.531.58100%$009-30-2021$1.5M$304,962$1.2M$1.2M
February 2022$12.1MCurrent4.43%1.531.58100%$009-30-2021$1.5M$304,962$1.2M$1.2M
March 2022$12.1MCurrent4.43%1.241.30100%$012-31-2021$1.4M$380,280$984,424$944,262
April 2022$12.1MCurrent4.43%1.241.30100%$012-31-2021$1.4M$380,280$984,424$944,262
May 2022$12.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2022$12.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2022$12.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2022$12.0MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
September 2022$12.0MCurrent4.43%1.091.1594%$006-30-2022$1.4M$512,262$869,616$829,454
October 2022$12.0MCurrent4.43%1.181.2394%$006-30-2022$1.4M$448,450$933,429$893,267
November 2022$12.0MCurrent4.43%1.131.1895%$009-30-2022$1.4M$459,814$896,416$856,254
December 2022$12.0MCurrent4.43%1.131.1895%$009-30-2022$1.4M$459,814$896,416$856,254
January 2023$11.9MCurrent4.43%1.131.1895%$009-30-2022$1.4M$459,814$896,416$856,254
February 2023$11.9MCurrent4.43%1.131.1895%$009-30-2022$1.4M$459,814$896,416$856,254
March 2023$11.9MCurrent4.43%1.201.25not yet reported$012-31-2022$1.4M$403,002$952,579$912,417
April 2023$11.9MCurrent4.43%1.201.25not yet reported$012-31-2022$1.4M$403,002$952,579$912,417
May 2023$11.9MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2023$11.8MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2023$11.8MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2023$11.8MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
September 2023$11.8MCurrent4.43%1.321.3795%$006-30-2023$1.5M$465,852$1.0M$1.0M
October 2023$11.8MCurrent4.43%1.321.3795%$006-30-2023$1.5M$465,852$1.0M$1.0M
November 2023$11.8MCurrent4.43%1.321.3795%$006-30-2023$1.5M$465,852$1.0M$1.0M
December 2023$11.7MCurrent4.43%1.361.41100%$009-30-2023$1.5M$469,532$1.1M$1.0M
January 2024$11.7MCurrent4.43%1.361.41100%$009-30-2023$1.5M$469,532$1.1M$1.0M
February 2024$11.7MCurrent4.43%1.361.41100%$009-30-2023$1.5M$469,532$1.1M$1.0M
March 2024$11.7MCurrent4.43%1.281.33not yet reported$012-31-2023$1.5M$475,280$1.0M$970,422
April 2024$11.7MCurrent4.43%1.281.33not yet reported$012-31-2023$1.5M$475,280$1.0M$970,422
May 2024$11.6MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2024$11.6MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2024$11.6MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2024$11.6MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
September 2024$11.6MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
October 2024$11.5MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
November 2024$11.5MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
December 2024$11.5MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
January 2025$11.5MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
February 2025$11.5MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
March 2025$11.4MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
April 2025$11.4MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
May 2025$11.4MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2025$11.4MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2025$11.4MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2025$11.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
September 2025$11.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
October 2025$11.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
November 2025$11.3MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
December 2025$11.2MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
January 2026$11.2MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
February 2026$11.2MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
March 2026$11.2MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
April 2026$11.2MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
May 2026$11.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
June 2026$11.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
July 2026$11.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
August 2026$11.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported
September 2026$11.1MCurrent4.43%not yet reportednot yet reportednot yet reported$0not yet reportednot yet reportednot yet reportednot yet reportednot yet reported

Revenue, expenses, net operating income (NOI) and net cash flow (NCF) are the most recent financials reported as of each month, for the financial period ending on the date shown. DSCR is debt service coverage on the net cash flow and net operating income bases as reported.

Status timeline

DateEvent
2024-07-09Defeasance recorded (first filing showing defeased status)

Also filed in other trusts

Loans are sometimes split across trusts (pari passu), and each trust files the loan at its whole-loan amount. A loan with the same property name and origination date is filed in: CSAIL 2019-C18 Commercial Mortgage Trust.

Sources: SEC Form ABS-EE asset-level reports for the deal. Definitions are in the methods note on the market page.