Turkey central bank loosens loan growth limits for eight weeks

The Central Bank of the Republic of Türkiye raised its loan growth limits for an eight week period, lifting the cap on general purpose consumer loans from 3 percent to 3.5 percent and on Turkish lira loans to small and medium enterprises from 5 percent to 5.5 percent.

Why it matters: The move is a measured loosening of the macroprudential framework that has rationed credit growth, and it pairs the higher lending caps with new remuneration on long term non-deposit funding to support monetary transmission.

Data as of Central Bank of the Republic of Türkiye press release No. 2026-49 of November 11, 2026, read in full via the estate browser route. The release states no effective date separate from its publication date. Developing item.

The Central Bank of the Republic of Türkiye has loosened its macroprudential loan growth limits for an eight week period, raising the cap on general purpose loans to consumers from 3 percent to 3.5 percent and the cap on vehicle loans to consumers from 3 percent to 3.5 percent. Turkish lira loans to small and medium enterprises may now grow 5.5 percent, up from 5 percent, and Turkish lira loans to larger enterprises 2.5 percent, up from 2 percent.

The bank also decided to pay remuneration in Turkish lira on the required reserves that banks and financing companies hold against their non-deposit liabilities with maturities longer than one year, in both lira and foreign currencies. It said the changes to the reserve requirement framework are intended to support macrofinancial stability and the monetary transmission mechanism.

Turkey central bank loosens loan growth limits for eight weeks

Sources